Products & official documents

指数产品与官方文件Index products and official documents

每个产品都直接链接到发行人的原始文件。费用率和回报会变动，本站刻意不复制这些数字，请以最新的官方 fact sheet 或 PDS 为准。

Each product links straight to the issuer's documents. Fees and returns change, so we deliberately don't copy them here — always check the latest fact sheet or PDS.

美国注册与本地注册：同样追踪 S&P 500，直接买美国 ETF（VOO / IVV / SPY）和买新西兰 PIE 基金（USF / Kernel）在税务、换汇和遗产税上不同。请阅读 S&P 500 指南 和 新西兰税务指南。

US-domiciled vs local funds: buying a US ETF (VOO / IVV / SPY) and buying an NZ PIE fund (USF / Kernel) that both track the S&P 500 differ on tax, currency conversion and estate tax. Read the S&P 500 guide and NZ tax guide.

读文件前先问的 5 个问题Five questions before you read the documents

  1. 追踪哪个指数？复制方式是什么？
  2. 总费用（基金费 + 平台费 + 换汇费）是多少？
  3. 基金注册在哪里？对我的税务有什么影响？
  4. 是否对冲汇率？
  5. 谁是托管人？我实际持有的是什么？
  1. Which index does it track, and how does it replicate it?
  2. What is the total cost (fund fee + platform fee + currency conversion)?
  3. Where is the fund domiciled, and what does that mean for my tax?
  4. Is the currency hedged?
  5. Who is the custodian, and what do I actually own?